Client seeks assistance with a debt collection matter in Municipal Court scheduled for November 11, 2026, at 9:00 AM. Client is being sued for approximately $2,702.44 by third-party debt-buyer, Portfolio Recovery Associates, LLC. He was served on September 23, 2026. Client doesn’t recall when he opened the account with Capital One; however, he stated that made payments until 2023, when he fell behind due to struggling to support his family on a single income. Client would like to dispute the debt-buyer’s claim but is open to entering a payment plan, if necessary. A volunteer is needed to represent him at the upcoming hearing.