Client seeks assistance with a collections matter set for hearing in Municipal Court on August 26, 2026, at 9:00 am. Client is being sued by debt-buyer, Portfolio Recovery Associates, for $5219.86, resulting from a credit account Client opened in 2019. Client became unable to pay in 2024 due to mental health concerns affecting his ability to continue working consistently. Client would like to dispute the debt-buyer’s claim but may be able to afford an extremely low payment plan, if necessary. Client is not judgment proof. A volunteer is needed to represent the client in this matter.